Ritholtz

He has a small piece in Forbes.com on the failure of under-regulation in the financial markets. Over regulation is bad, but no regulation is even worse. Here's a sample:

The current headache begins and ends with ideology, namely that of former Fed Chairman Alan Greenspan--an acolyte of Ayn Rand, a free-market absolutist, a true believer in the evils of regulation. Many of the present headaches point directly back to the decisions made by the Greenspan Fed. Sure, there is plenty of other blame to go around: an unengaged president, a clueless Congress, a hapless FDIC, a compromised OFHEO, and Phil Gramm--but the biggest and most accusatory finger points directly at Easy Al.

And, endearingly, he calls for a pragmatic approach to working out a cure for our financial illnesses.